ELECTION YEAR – One Person’s Struggle with Heart and Mind

They say a person should follow their heart.  As a natural born idealist, my heart tugs at my mind. My heart has good intentions.  It knows what it wants.  My mind warns me that, at least in some cases, the heart has a tendency to ignore reality.

I have been an idealist for a very long time.  My favorite song is John Lennon’s Imagine.  I can imagine; and, more, I want to imagine.  However, I see caution signs all around me.  The biggest sign is the one that says humans are not even close to the idealism of a world imagined by John’s poignant lyrics.

I grew up in a family that was not only run by a militarist dictator but one who was also a criminal.  He ruled over his realm with an iron fist and demanded everyone acquiesce to his commands.  The partner in his parenting relationship was a weak individual who would rather hide her eyes than stand up for what was right.  She had her mind and idealisms yet it was easier to do as she was told and allow her dictator spouse to rule with impunity, regardless of the outcome.  Having been the one subject in his realm who experienced all his authoritarianism, including his secretive propensity for criminal behavior, I retreated into my mind.  That is where I began to listen and lean to the left of politics.

When I left home and moved to Washington, D.C. in 1970, it was an easy choice for me to embrace the anti-war movement, feminism and every single anti-establishment sentiment that rippled through the environment of that movement.  Later and as a liberal arts college student in the midst of an institution that taught idealism, I flirted with socialism.  At one point I even joined a young socialist group.  It was there, at the meetings, that my idealism got its first taste of reality.

The group’s ideology was one that tugged at my heart; but, the political structure of that ideology forced me, for the first time, to question the reality of that ideology.  The structure dictated that I behave according to the group thinking.  I was back where I began under the roof of a dictator who wished to own both my soul and body.  So, one evening, as we all sat around a huge table, I spoke my mind.  I questioned the political structure of the group and asked why I should allow them to tell me how to live, but more, how to think.  I never returned to that group, but went my way knowing that I needed to gather more information before I committed to any one humanly orchestrated ideology.

Election year, 2016, finds me back at the crossroads of ideology vs. reality.  There is no doubt that my heart and mind still exist on the side called liberalism.  I am an ardent liberal.  However, my 68 years of real world experience cautions me to weigh all the information before I commit to who I will cast my vote for now and in November.  There’s one more element involved.  One of the two opposing candidates is a woman.  I have never given up my feminist affinities.  I know that part of me is solid because it is always weighing all the information.  My father ensured that part of me would stand vigilant at all times.  Nevertheless, there is still the matter of my heart.

It would be so easy for me to feel the bern.  John Lennon’s Imagine and Simon and Garfunkel’s Looking for “America” pulls me to that side of the spectrum.  I want to imagine.  I want to believe.  I want to follow my heart.  Alas, my mind and its wealth of learned knowledge won’t allow me to slip silently into the slumber of the song the siren sings.  I know too much.

I am 68 years old.  I am a recipient of Medicare.  Before making the decision of how I wanted to have my Medicare administered, I joined an organization and sold Medicare to people who were first time recipients and those who were existing recipients, but had never been exposed to the different insurance choices within the system called Medicare.  I demanded of myself to know my choices.

Medicare in its purest form is not all it’s cracked up to be.  Medicare in its purest form means a recipient is subject to pay 20% of all medical costs.  At first blush, that doesn’t sound all that foreboding.  However, when one weighs the medical institution that currently exists in the U.S., for a typical human recipient, financially, Medicare is a prohibitive system.

Imagine the typical full-blown hospital bill for one hospital stay.  Such a bill includes copious fees for, e.g., doctors, tests, and procedures.  They also include facility usage fees which include those $100 Kleenex boxes.  Fact:  given the evolved and complicated medical institution, based on one hospital stay, a person on straight Medicare could easily go bankrupt.  It would take much more than eight years to rein in that system, and it wouldn’t go quietly.  The party on the right, lobbyists, the drug companies, doctors, et. al would fight tooth and toenail for the status quo.

I recall the McDonald’s guy, Morgan Spurlock, currently with CNN, did an investigation on the cost of getting a colonoscopy in the U.S.   During his one-hour report, he broke down the history of our medical institution which is the elephant in the room.  It’s big, complicated to the point of incoherence, and has one goal in mind.  Profit.  Through hours of research, Morgan could never lock down a cost for the procedure.  What he did discover was that in the U.S, without insurance, this procedure would be too costly.  Instead, he opted to go to Thailand for a vacation/procedure holiday which cost him less than what the procedure less the vacation would have cost him in the U.S.  In other words; the medical institution has had years to become what it has become.  One man named Sanders is not going to have the time to rein in that system in four or even eight years.  Bernie Sander’s call for 100% Medicare for everyone is a pipe dream.  The siren is singing a myth.

Medicare for everyone?  I sure as hell don’t want to be put on pure Medicare.  Having had dual knee replacement surgery, I would have already experienced bankruptcy at the hands of the medical institution.  With a Medicare Advantage plan, I had to know all my plan co-pays to monitor the bills mailed to my home by the sub-contracted medical industry called Medical Billing.  If I didn’t know my plan co-pays, I would have wound up paying, at least, five times what my co-pays were.  In reality, the medical system is corrupt.  It complicates its corruption with layers of red tape, hidden information and multiple layers of sub-contractors.  The medical institution is determined to keep the system too difficult to understand.  Had I not known my plan, I would never have made the phone calls I did to verify that the numerous bills that found their way into my mailbox were bogus.  I may have unwittingly paid them.

Okay, you say, there are institutions in place that keep the cost of Medicare down.  Yes, there are, but, guess what?  They are all run by another institution called the insurance industry.  Medicare Advantage insurance companies are the institutions that, just as all medical insurance companies do now, negotiate with the medical profession to keep medical costs in check.  Because I knew my co-pays,  my procedure was well within my budget.  However, reality tells me that most people will not know their co-pays and will fall victim to the crooked medical institution that sneaks bills into the mail that are not owed.  I know this because I sold Medicare Advantage to Medicare recipients, existing recipients.  Most recipients have no clue what their co-pays are.  Thus, they fall victim to medical billers who slip in bills that tell the recipient he/she owes the difference between retail and the negotiated fees for a procedure.  Did I just lose you?  The point, the Medicare system is so complicated that to think of making it available to the masses is pie in the sky.  It will take more than two terms of bern to create a system that could become that ideal system.  Mr. Sanders would have to become a permanent president to make that happen and, the other party would have to cease to exist.  It just isn’t realistic.  It’s the song Imagine in spades.

Yes, there’s another alternative for keeping down cost called Medicare Supplements or Medigap.  Having sold it as well, unless a person was chronically ill, I typically steered people away from it.  For a healthy person like myself, it’s a waste of money.  Where Medicare Advantage is a pay-as-you-use insurance plan, a Medicare Supplement plan is like car insurance.  You pay a high premium every single month whether you use it or not.  Plus, with every birthday, the cost creeps up until the premium becomes prohibitive.

One more thing to consider.  A single payer Medicare type system for everyone means for everyone.  That includes the one-tenth of 1% of the population who are billionaires.  The Donald Trumps of the world would also become beneficiaries of a Medicare system called Bern.

Then there’s the promise of free college tuition for everyone.  Think about that institution and its red tape and hidden fees, etc.  Eight years of one presidency isn’t going to be able to make a single dent in that system.  Plus, even if the presidency became a forever one, 100% free tuition for everyone means the children of the one-tenth of 1% billionaires would also become beneficiaries.  That doesn’t even sound like pie in the sky to me.  It sounds like pie in the face of the 99.9% of non-billionaires.

Well, here I am back at the beginning of my quandary.  Should I follow my natural born idealistic heart and allow myself to feel the bern or do I listen to my pragmatic years of experience in the real world?

I don’t know about you, but I chose to face reality.  The U.S. is not ready for a Bernie Sanders.  There’s a lot of prep work to do before the U.S. can begin to work toward his dream.  There are institutions that must be reined in, some that must be created and some that must be eliminated.  There’re lots to do.  The U.S. is not ready for Mr. Sander’s revolution.  It is pie in the sky and a disaster waiting to happen.

I know who I’m casting my vote for in a few months and in November.  I’m voting for the woman who is still fighting to break through that damned ceiling, the one who has the real experience and fortitude to take on all the big boys, domestic and foreign, the one who will build on all the good that has come about over the last eight years.  I’m voting for the battle worn lady named Hillary Clinton.  She will get us closer to the bern than the Bernie will.

10 Comments

Filed under Maribeth Shanley, writing

10 responses to “ELECTION YEAR – One Person’s Struggle with Heart and Mind

  1. This is a political blog? I thought it was focused on publishing and writing.

  2. NEVER trump honesty and morality, especially when that experience is sheathed in dishonesty and deception. Voting for a woman to simply break the gender barrier is certainly no reason to vote for someone.

    They said we could never land a man on the moon. They said FDR’s policies in the aftermath of the Great Depression were pie in the sky, too, and he did well as one of our more successful presidents. You’ll never know what you can accomplish if you don’t try.

    BTW, not to rain on your parade, but Western Illinois University, the only entity that’s predicted every single presidential election with 100 percent accuracy since 1975, announced that its mock election sent Sen. Sanders and Martin O’Malley to the White House as President and Vice President.

    • Ha. I knew when I wrote this it would be controversial. I also knew you would be one of the people to comment. Beginning now through January 20, 2017, your mission, J. Conrad, should you choose to accept it will be to stand in front of your mirror every morning. Fix your collar, brush back your hair, smile and repeat twenty times, Good morning Madam President.
      As always, should you or any of your sympathizers get caught or killed, the Madam will disavow any knowledge of your actions. This disc will self-destruct in five seconds. Good luck, Mr. Conrad.

      • Well, fortunately that will likely not happen, that she’ll win the general election. And if it does, I will never refer to her in that manner. I will, however, lose whatever hope I have for the future of this country, as well as the entire election process.

  3. Geeze, you kept your idealism up for this long, don’t stop now! Especially because even REALITY isn’t real.

    If we don’t have a means to know the cost of a colonoscopy how can we ever know what is going on behind the scenes of politics.
    I do love the analogy though.

    • Hi, Jonna, don’t worry, my idealism is alive and kicking. Post the death of Cecil the Lion, I have become a fierce animal and environmental activist.

      Last night after watching the New Hampshire town hall, I watched the CNN analysis. Bakari Sellers, also a Hillary supporter, said, “Dream with your eyes open.”

      The year is not 1776. The place Bernie dreams of taking us to must be an evolutionary process; not a revolutionary one.

      However, my Sander’s friends and I agree. In November, it won’t matter if we walk into that booth with huge smiles or if we cast our vote with one hand holding our noses. As citizens, our duty is to vote.

      • Sadly, we no longer live in a democracy; it has become an oligarchy. Don’t believe that? Consider that some billionaires believe that if you’re unemployed or don’t pay taxes you don’t deserve a vote, and that the very wealthy should have more than one vote—like a million votes.

        I never walk into a voting booth with a smile on my face. I tend to throw up my hands before I walk into it because I can’t recall the last time I voted FOR a candidate, instead casting a vote AGAINST his opponent.

        It’s our duty to vote? That’s what government wants us to believe, and they want us to believe that our vote matters. It doesn’t, not really. And how Hillary can take millions of dollars in campaign donations from Super PACs and say on TV that she will never be beholden to those donors is just another lie.

  4. Perhaps realism is always a balancing act , idealism and cynicism in equal doses.

    • Unfortunately, Sheila, we don’t live in a perfect or even a near-perfect world. We live in a still relatively primitive one. Yet, as the signs have always proven positive, the signs currently point toward continued homo-sapien evolution. If we don’t destroy ourselves in the interim, and god knows we could, we will continue to evolve toward the world Bernie wants to bring to fruition. A universal medical system will exist, a balanced college tuition system which favors the middle and below classes will be a fact and a free but highly regulated enterprise system will exist.

      P.S. Thank you for writing your review. As I begin my project with Edwin Sabuhoro, my goal is to finish your book and leave a review.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s